Independent calculator. Not a government website. We never ask for your name, Social Security number or bank details.

Benefits Calculator

Start here

Florida Benefits Calculator: SNAP, Medicaid, CHIP and Other Income Limits (2026–27)

Florida benefit figures: $4,554 (SNAP gross income limit, 3 people, a month); $4,895 (Children’s Medicaid or CHIP limit, family of 3, a month); and a line of a single parent's money left each month at every level of pay, dropping where a benefit ends
In Florida, SNAP’s gross income limit for 3 people is $4,554 a month, and children keep Medicaid or CHIP up to $4,895 a month in a family of 3.

Work out your household in Florida

Who lives with you
For housing help, which is set county by county.

Everyone who lives with you and shares meals.

A partner you are not married to goes in as another adult: they file their own tax return. If they are a parent of a child here, tick "Parent of a child here".

Children are worked out on their own: Medicaid and CHIP cover children at higher incomes than parents in most states (42 CFR 435.118), and an adult can apply for a child without applying for themselves (42 CFR 435.907).

Optional. For FDPIR, the USDA Foods program some Tribes run beside SNAP.

Money coming in

Before tax. Leave a box blank when there is none.

Bank accounts and cash, not your home or one car.

Have savings? SSI's limit is $2,000, or $3,000 for a couple (20 CFR 416.1205), but WIC has no savings test (7 CFR 246.7(c)).

Have a car? SSI leaves out one car used to get around (20 CFR 416.1218), and Medicaid that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

Costs each month
The whole rent, even if a voucher pays part. In public housing, what you pay.
So you can work or study.
Counts only for people 60 or older or with a disability.

Own your home? The home you live in does not count for SNAP (7 CFR 273.8(e)(1)) or SSI (20 CFR 416.1212), and Medicaid for children, pregnant women, parents and adults under 65 that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

What you have now

Programs you already get can have different rules for staying on them.

The second-lowest-cost silver plan for everyone here who needs coverage. HealthCare.gov's tax tool shows it for your ZIP code. With it, the marketplace tax credit shows in dollars.

Worked out in your browser. Nothing you type is sent or saved.

Your month

Start with your state

Then add who lives with you and the money coming in. Everything is worked out here in your browser; nothing you type is sent or saved.

Florida income limits at a glance

Florida: monthly income limits and amounts by household size (number of people across the top)
Program12345678
SNAPGross income limit (200% of poverty)$2,660$3,607$4,554$5,500$6,447$7,394$8,340$9,287
SNAPMost SNAP a month$306$562$808$1,023$1,217$1,463$1,616$1,841
MedicaidParents$356$477$600$723$845$968$1,091$1,213
MedicaidPregnant women (196% of poverty, counting the baby)$2,607$3,535$4,462$5,390$6,318$7,245$8,173$9,101
Medicaid and CHIPChildren 6 to 18 (215% of poverty)$2,860$3,877$4,895$5,913$6,930$7,948$8,966$9,983
WICIncome limit (185% of poverty)$2,461$3,337$4,212$5,088$5,964$6,839$7,715$8,591
School mealsFree meals (130% of poverty)$1,729$2,345$2,960$3,575$4,191$4,806$5,421$6,037
TANFMost Florida Temporary Cash Assistance pays a month$180$241$303$364$426$487––

Income is before taxes. Each program counts income its own way (some take off deductions first), so a household just over a limit here can still qualify: the calculator works it out properly.

Sources: SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo and tables, signed August 21, 2026) (USDA Food and Nutrition Administration (formerly Food and Nutrition Service)); 7 CFR 273.9 Income and deductions (eCFR up to date as of 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.10 Determining household eligibility and benefit levels (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.8 Resource eligibility standards (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); Public Law 119-21 (the "One Big Beautiful Bill Act"), 4 July 2025, Title I Subtitle A "Nutrition", sections 10101-10108 (139 Stat. 81-85) (U.S. Government Publishing Office (govinfo)); ESS Program Policy Manual, Chapter 2000 Coverage Groups (passage 2010.0201) (Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency); Appendix A-1 Food Assistance Income Eligibility Standards and Deductions (ESS Program Policy Manual) (Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency); Supplemental Nutrition Assistance Program (SNAP) | Florida DCF (Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency); MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); DCF: Family-Related Medicaid Program Fact Sheet (Updated October 2025) (State of Florida site (www.myflfamilies.com)); DCF: Medicaid Income Limits (Effective April 2026 - March 2027) (State of Florida site (www.myflfamilies.com)); Florida Legislature EDR: Social Services Estimating Conference, Florida Kidcare Program, Executive Summary (July 15 and 23, 2026) (State of Florida site (edr.state.fl.us)); DCF: Medicaid (State of Florida site (www.myflfamilies.com)); Florida Statutes s. 409.813 Health benefits coverage; program components (State of Florida site (www.leg.state.fl.us)); Special Supplemental Nutrition Program for Women, Infants, and Children (WIC): 2026/2027 Income Eligibility Guidelines (91 FR 23050-23052, FR Doc. 2026-08323, 29 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); The Food and Nutrition Assistance Landscape: Fiscal Year 2025 Annual Report (Economic Information Bulletin 304, June 2026) (USDA Economic Research Service); Child Nutrition Programs: Income Eligibility Guidelines (91 FR 17932-17935, FR Doc. 2026-06842, 9 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); Temporary Cash Assistance Fact Sheet (December 2019) (Florida Department of Children and Families (DCF)); Florida TANF State Plan 2026-2028 (Florida DCF); TANF Programs by State (Help for Families map) (HHS/ACF/Office of Family Assistance). Checked October 31, 2026.

Download every state's limits (CSV, opens in Excel) Every state and DC, households of 1 to 8 people: each program's monthly income limit and the most TANF pays, as the state pages show them, with the period each figure is for.

Where the cliffs are for a Florida family

Worked exampleA single parent with two children (ages 4 and 8), paying $1,100 rent, heating, and $700 a month for child care
$0$2k$4k$6k$0 pay$2k$4k$6k−$118/mo$0$2k$4k$6k$0 pay$2.5k$5k−$118/mo
  • $4,555 a month: SNAP, WIC, Lifeline end or drop, and the family has $118 less a month than just below it.

Worked out by this site's calculator with Florida's rules as of November 1, 2026. Money left means pay, and benefits counted as money, after federal taxes, the child care bill and health insurance premiums. Your own household will differ: put it in the calculator above.

Each program in Florida

SNAP

Florida lets every household with gross income up to 200% of the poverty line (no limit on savings) apply (broad-based categorical eligibility). The amount still depends on income after deductions. A household that pays for heating or cooling counts a standard utility allowance of $445 a month with its rent. Where to apply.

Sources: ESS Program Policy Manual, Chapter 2000 Coverage Groups (passage 2010.0201) (Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency); Appendix A-1 Food Assistance Income Eligibility Standards and Deductions (ESS Program Policy Manual) (Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency); Supplemental Nutrition Assistance Program (SNAP) | Florida DCF (Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency). Checked October 31, 2026.

Florida Medicaid and Florida KidCare

Florida has not expanded Medicaid: most adults without children cannot get it at any income, and parents only at low incomes. Adults below the poverty line can fall into the "coverage gap", with no Medicaid and no marketplace tax credit. Where to apply.

Florida Medicaid and Florida KidCare income limits in Florida (as of October 2026)
Who% of poverty1 person2 people3 people4 people
Babies under 1211%$2,806$3,805$4,804$5,803
Children 1 to 5145%$1,929$2,615$3,301$3,988
Children 6 to 18138%$1,835$2,489$3,142$3,795
Children in CHIP215%$2,860$3,877$4,895$5,913
Pregnant women196%$2,607$3,535$4,462$5,390
Parents and caretakersdollar limits$356$477$600$723
Other adults 19 to 64Not covered––––

Monthly income before taxes, counted the way Medicaid counts it (modified adjusted gross income); a pregnant woman counts the baby she expects. The percents include the 5 points of income Medicaid disregards.

Sources: MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); DCF: Family-Related Medicaid Program Fact Sheet (Updated October 2025) (State of Florida site (www.myflfamilies.com)); DCF: Medicaid Income Limits (Effective April 2026 - March 2027) (State of Florida site (www.myflfamilies.com)); Florida Legislature EDR: Social Services Estimating Conference, Florida Kidcare Program, Executive Summary (July 15 and 23, 2026) (State of Florida site (edr.state.fl.us)); DCF: Medicaid (State of Florida site (www.myflfamilies.com)); Florida Statutes s. 409.813 Health benefits coverage; program components (State of Florida site (www.leg.state.fl.us)). Checked October 31, 2026.

Florida Temporary Cash Assistance

Cash help for families with children: at most $303 a month for a family of three with no other income, for up to 48 months in a lifetime. Where to apply.

Sources: Temporary Cash Assistance Fact Sheet (December 2019) (Florida Department of Children and Families (DCF)); Florida TANF State Plan 2026-2028 (Florida DCF); TANF Programs by State (Help for Families map) (HHS/ACF/Office of Family Assistance). Checked October 31, 2026.

State tax credits

For tax year 2026, Florida has no state income tax, so no state earned income or child tax credit.

Source: Constitution of the State of Florida, Article VII (Finance and Taxation) (Florida Legislature (leg.state.fl.us)). Checked October 31, 2026.

Phone numbers and where to go in Florida

Each number and address below is the one Florida's own page printed when we checked it, with that page and the day under it. Where we could not read the state's page, it says "Not checked yet". Numbers change: if one does not work, the state's main page has the current one.

Applying is free. Start from the addresses here or the state's own page, not an ad or a link someone texts you, and never pay anyone to apply for you. Is this real?

Start here

Florida's benefits website

Online
MyACCESS myaccess.myflfamilies.comMyACCESS (ACCESS Florida self-service portal)Source: myflfamilies.com, checked November 1, 2026
Call
(850) 300-4323 DCF Office of Economic Self Sufficiency Customer Call Center (SNAP, Temporary Cash Assistance, Medicaid)711 (Florida Relay) or TTY 1-800-955-8771 relay / TTYSource: myflfamilies.com, checked November 1, 2026

SNAP (food benefits)

Supplemental Nutrition Assistance Program (SNAP)

Florida Department of Children and Families (DCF), Office of Economic Self-Sufficiency (ESS)

Call
850-300-4323 Customer Contact Center: help applying or completing the online applicationSource: myflfamilies.com, checked November 1, 2026
Apply
Where to apply myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026

Medicaid and CHIP

Florida Medicaid

Agency for Health Care Administration (AHCA) administers Florida Medicaid; DCF determines eligibility

Call
(850) 300-4323 DCF Office of Economic Self Sufficiency Customer Call Center (SNAP, Temporary Cash Assistance, Medicaid)711 (Florida Relay) or TTY 1-800-955-8771 relay / TTYSource: myflfamilies.com, checked November 1, 2026
Apply
Where to apply myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026

TANF cash help

Temporary Cash Assistance (TCA)

Florida Department of Children and Families (DCF)

Call
(850) 300-4323 DCF Office of Economic Self Sufficiency Customer Call Center (SNAP, Temporary Cash Assistance, Medicaid)711 (Florida Relay) or TTY 1-800-955-8771 relay / TTYSource: myflfamilies.com, checked November 1, 2026
Apply
Where to apply myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026

WIC

Women, Infants, and Children (WIC) Program

Florida Department of Health

Call
800-342-3556 State WIC Office850-245-4202 State WIC OfficeSource: floridahealth.gov, checked November 1, 2026
Apply
Where to apply floridahealth.govSource: floridahealth.gov, checked November 1, 2026
Clinics
Find a WIC clinic floridahealth.govSource: floridahealth.gov, checked November 1, 2026

Child care help

School Readiness (SR)

Call
Not checked yet Start at the state's main benefits website: MyACCESS myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026
Apply
Where to apply familyservices.floridaearlylearning.comSource: familyservices.floridaearlylearning.com, checked November 1, 2026
Open or closed
Not checked yet Start at the state's main benefits website: MyACCESS myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026

Help with energy bills (LIHEAP)

Low-Income Home Energy Assistance Program (LIHEAP)

FloridaCommerce (Florida Department of Commerce), through local community action agencies

Call
Not checked yet Start at the state's main benefits website: MyACCESS myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026
Apply
Where to apply floridajobs.orgSource: floridajobs.org, checked November 1, 2026
Open or closed
Not checked yet Start at the state's main benefits website: MyACCESS myaccess.myflfamilies.comSource: myflfamilies.com, checked November 1, 2026

Your benefits card (EBT)

Florida EBT card (works where the QUEST logo is shown)

Call
1-888-356-3281 EBT Customer Service: select or change PIN, lost/stolen/damaged card, balance, date benefits arrive, claimsSource: myflfamilies.com, checked November 1, 2026
Card account
The card's website ebtedge.comSource: myflfamilies.com, checked November 1, 2026
Lost or stolen
Call EBT Customer Service at 1-888-356-3281 to report a card lost, stolen, damaged, or not received. Report a suspected error on the account within 90 days of the error to file a claim. If someone knows your PIN and uses your benefits, they cannot be replaced.Source: myflfamilies.com, checked November 1, 2026

Keep your PIN to yourself and change it often. The federal program that paid back SNAP stolen by card skimming covered thefts only up to December 20, 2024 (Georgia DFCS), so lock your card in its app when you can and report a lost card at once. How to protect your card

How to ask for a hearing in Florida

If you think a decision on your benefits is wrong, you can ask for a fair hearing: a meeting with someone outside the office that decided. Asking is free. Here is how Florida says to ask, program by program.

Federal rules set the outer limits: a SNAP household can ask about anything the office did in the past 90 days (7 CFR 273.15), and for Medicaid a state must allow a reasonable time of up to 90 days from the day the notice was mailed (42 CFR 431.221), so a state can set a shorter Medicaid limit. Whether your benefits keep coming while you wait depends on how soon you ask: your notice says by when. Only the agency and the hearing officer decide your case.

SNAP

How to ask
At a local DCF office, the Customer Call Center, or directly to the Appeal Hearings Section
Phone
(850) 488-1429 (Appeal Hearings Section); Customer Call Center (850) 300-4323
Deadline
Within 90 days of the Notice of Case Action

Source: myflfamilies.com, checked November 1, 2026

Medicaid

How to ask
At a local DCF office, the Customer Call Center, or directly to the Appeal Hearings Section
Phone
(850) 488-1429 (Appeal Hearings Section); Customer Call Center (850) 300-4323
Deadline
Within 90 days of the Notice of Case Action

Source: myflfamilies.com, checked November 1, 2026

TANF cash help

How to ask
At a local DCF office, the Customer Call Center, or directly to the Appeal Hearings Section
Phone
(850) 488-1429 (Appeal Hearings Section); Customer Call Center (850) 300-4323
Deadline
Within 90 days of the Notice of Case Action

Source: myflfamilies.com, checked November 1, 2026

Each state sets the days its SNAP benefits arrive. This is Florida's rule as its own page states it; the exact day for your case is on your approval notice. SSI, Social Security and tax refund dates, and every state's SNAP rule, are on the payment dates page.

SNAP

Not checked yet Florida's own page with its SNAP payment days could not be read, or it prints no rule. The day is on your approval notice; the state's EBT line can tell you too.

Free help from a person in Florida

These are free. None of them can approve benefits, but they can help you apply, answer a letter or get ready for a hearing.

Any question

211

A free line run by more than 200 local groups across the country, such as United Ways.

Call
211 Free help finding local services, such as food, housing, bills and health careSource: 211.org, checked November 1, 2026

Medicare questions

Serving Health Insurance Needs of Elders (SHINE)

Free, one-to-one help with Medicare from Florida's State Health Insurance Assistance Program (SHIP).

Call
1-800-963-5337TTY 1-800-955-8770Source: shiphelp.org, checked November 1, 2026
Online
Its website floridashine.org

A denial, a cut, an eviction

Free legal aid

Legal aid groups in Florida paid by the Legal Services Corporation, which Congress set up to fund civil legal help for people with low incomes.

Groups
Bay Area Legal Services, Inc.; Coast to Coast Legal Aid of South Florida, Inc.; Community Legal Services of Mid-Florida, Inc.; Florida Rural Legal Services, Inc.; Legal Services of Greater Miami, Inc.; Legal Services of North Florida, Inc.; Three Rivers Legal Services, Inc.Source: lsc.gov, checked November 1, 2026
Find yours
LSC's finder (type a city or address there) lsc.gov

Immigration questions

Free or low-cost immigration legal help

Nonprofit groups the Justice Department has recognized to give immigration legal help, with their accredited representatives. A notary public ("notario") is not a lawyer in the United States and cannot represent you (USCIS).

The list
Recognized organizations by state justice.govFlorida is under the heading FLORIDA, on pages 45–53; the list says it was updated October 25, 2026.Source: justice.gov, checked November 1, 2026

Taxes and tax credits

Free tax help (VITA and TCE)

IRS-trained volunteers prepare tax returns free for people who qualify, which matters for the EITC and the Child Tax Credit.

Call
800-906-9887 IRS: find the nearest VITA or TCE siteSource: irs.gov, checked November 1, 2026
Online
The IRS page with the site finder irs.gov

Updated

Where to go next