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Pennsylvania Benefits Calculator: SNAP, Medicaid, CHIP and Other Income Limits (2026–27)

Pennsylvania benefit figures: $4,554 (SNAP gross income limit, 3 people, a month); $7,263 (Children’s Medicaid or CHIP limit, family of 3, a month); and a line of a single parent's money left each month at every level of pay, dropping where a benefit ends
In Pennsylvania, SNAP’s gross income limit for 3 people is $4,554 a month, and children keep Medicaid or CHIP up to $7,263 a month in a family of 3.

Work out your household in Pennsylvania

Who lives with you
For housing help, which is set county by county.

Everyone who lives with you and shares meals.

A partner you are not married to goes in as another adult: they file their own tax return. If they are a parent of a child here, tick "Parent of a child here".

Children are worked out on their own: Medicaid and CHIP cover children at higher incomes than parents in most states (42 CFR 435.118), and an adult can apply for a child without applying for themselves (42 CFR 435.907).

Optional. For FDPIR, the USDA Foods program some Tribes run beside SNAP.

Money coming in

Before tax. Leave a box blank when there is none.

Bank accounts and cash, not your home or one car.

Have savings? SSI's limit is $2,000, or $3,000 for a couple (20 CFR 416.1205), but WIC has no savings test (7 CFR 246.7(c)).

Have a car? SSI leaves out one car used to get around (20 CFR 416.1218), and Medicaid that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

Costs each month
The whole rent, even if a voucher pays part. In public housing, what you pay.
So you can work or study.
Counts only for people 60 or older or with a disability.

Own your home? The home you live in does not count for SNAP (7 CFR 273.8(e)(1)) or SSI (20 CFR 416.1212), and Medicaid for children, pregnant women, parents and adults under 65 that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

What you have now

Programs you already get can have different rules for staying on them.

The second-lowest-cost silver plan for everyone here who needs coverage. HealthCare.gov's tax tool shows it for your ZIP code. With it, the marketplace tax credit shows in dollars.

Worked out in your browser. Nothing you type is sent or saved.

Your month

Start with your state

Then add who lives with you and the money coming in. Everything is worked out here in your browser; nothing you type is sent or saved.

Pennsylvania income limits at a glance

Pennsylvania: monthly income limits and amounts by household size (number of people across the top)
Program12345678
SNAPGross income limit (200% of poverty)$2,660$3,607$4,554$5,500$6,447$7,394$8,340$9,287
SNAPMost SNAP a month$306$562$808$1,023$1,217$1,463$1,616$1,841
MedicaidAdults 19 to 64 (138% of poverty)$1,835$2,489$3,142$3,795$4,448$5,101$5,755$6,408
MedicaidPregnant women (220% of poverty, counting the baby)$2,926$3,967$5,009$6,050$7,091$8,133$9,174$10,215
Medicaid and CHIPChildren 6 to 18 (319% of poverty)$4,243$5,753$7,263$8,773$10,282$11,792$13,302$14,812
WICIncome limit (185% of poverty)$2,461$3,337$4,212$5,088$5,964$6,839$7,715$8,591
School mealsFree meals (130% of poverty)$1,729$2,345$2,960$3,575$4,191$4,806$5,421$6,037
Child care helpIncome limit to start–$3,607$4,553$5,500$6,447$7,393$8,340$9,287
Energy help (LIHEAP)Income limit$1,995$2,705$3,415$4,125$4,835$5,545$6,255$6,965

Income is before taxes. Each program counts income its own way (some take off deductions first), so a household just over a limit here can still qualify: the calculator works it out properly.

Sources: SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo and tables, signed August 21, 2026) (USDA Food and Nutrition Administration (formerly Food and Nutrition Service)); 7 CFR 273.9 Income and deductions (eCFR up to date as of 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.10 Determining household eligibility and benefit levels (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.8 Resource eligibility standards (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); Public Law 119-21 (the "One Big Beautiful Bill Act"), 4 July 2025, Title I Subtitle A "Nutrition", sections 10101-10108 (139 Stat. 81-85) (U.S. Government Publishing Office (govinfo)); SNAP Handbook, section 512.1 General Policy (Chapter 512: Categorical Eligibility) (Pennsylvania Department of Human Services, Office of Income Maintenance (online SNAP Handbook)); SNAP Handbook, Chapter 560 Appendix A: Tables of Maximum Allowable Deductions (Pennsylvania Department of Human Services, Office of Income Maintenance (online SNAP Handbook)); Apply for the Supplemental Nutrition Assistance Program (SNAP) (Pennsylvania Department of Human Services (pa.gov services page)); MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); Changes Coming to Medicaid in Pennsylvania in January 2027 (PA DHS) (State of Pennsylvania site (www.pa.gov)); Medicaid/Medical Assistance for Children and Pregnant Women (PA DHS) (State of Pennsylvania site (www.pa.gov)); CHIP Eligibility and Benefits (PA DHS) (State of Pennsylvania site (www.pa.gov)); MA Eligibility Handbook 312.1 General Policy (updated January 13, 2025) (State of Pennsylvania site (services.dpw.state.pa.us)); Medicaid/Medical Assistance for Children and Pregnant Women (PA DHS) (State of Pennsylvania site (www.pa.gov)); Changes Coming to Medicaid in Pennsylvania in January 2027 (PA DHS) (State of Pennsylvania site (www.pa.gov)); Medicaid Program; Community Engagement Requirement for Certain Individuals, interim final rule with comment period, 91 FR 33348 (3 June 2026), CMS-2454-IFC, RIN 0938-AV98, effective 31 July 2026 (Centers for Medicare & Medicaid Services via the Federal Register (read as the govinfo.gov PDF)); Public Law 119-21 (4 July 2025; 'One Big Beautiful Bill Act'; CMS now calls it the 'Working Families Tax Cut' legislation), Title VII Subtitle B Chapter 1 sections 71101-71121 (Medicaid) and 71201, 71301-71303 (U.S. Congress via the Government Publishing Office); Special Supplemental Nutrition Program for Women, Infants, and Children (WIC): 2026/2027 Income Eligibility Guidelines (91 FR 23050-23052, FR Doc. 2026-08323, 29 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); The Food and Nutrition Assistance Landscape: Fiscal Year 2025 Annual Report (Economic Information Bulletin 304, June 2026) (USDA Economic Research Service); Child Nutrition Programs: Income Eligibility Guidelines (91 FR 17932-17935, FR Doc. 2026-06842, 9 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); Child Care Works (CCW) program page: income guidelines (May 2026), eligibility, ages, waiting list sentence (Pennsylvania Department of Human Services); COMMONWEALTH OF PENNSYLVANIA (2027 LIHEAP State Plan (DHS proposed program parameters)) (Pennsylvania Department of Human Services). Checked October 31, 2026.

Where the cliffs are for a Pennsylvania family

Worked exampleA single parent with two children (ages 4 and 8), paying $1,100 rent, heating, and $700 a month for child care
$0$2k$4k$6k$0 pay$2k$4k$6k−$251/mo$0$2k$4k$6k$0 pay$2.5k$5k−$251/mo
  • $4,555 a month: SNAP, WIC, Lifeline end or drop, and the family has $251 less a month than just below it.

Worked out by this site's calculator with Pennsylvania's rules as of November 1, 2026. Money left means pay, and benefits counted as money, after federal taxes, the child care bill and health insurance premiums. Your own household will differ: put it in the calculator above.

Each program in Pennsylvania

Supplemental Nutrition Assistance Program (SNAP) (SNAP)

Pennsylvania lets every household with gross income up to 200% of the poverty line (no limit on savings) apply (broad-based categorical eligibility). The amount still depends on income after deductions. A household that pays for heating or cooling counts a standard utility allowance of $887 a month with its rent. Where to apply.

Sources: SNAP Handbook, section 512.1 General Policy (Chapter 512: Categorical Eligibility) (Pennsylvania Department of Human Services, Office of Income Maintenance (online SNAP Handbook)); SNAP Handbook, Chapter 560 Appendix A: Tables of Maximum Allowable Deductions (Pennsylvania Department of Human Services, Office of Income Maintenance (online SNAP Handbook)); Apply for the Supplemental Nutrition Assistance Program (SNAP) (Pennsylvania Department of Human Services (pa.gov services page)). Checked October 31, 2026.

Medical Assistance and CHIP

Pennsylvania has expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line. From January 1, 2027, adults 19 to 64 covered through Pennsylvania’s Medicaid expansion must show 80 hours a month of work, community service, a work program or half-time school, or household income of at least $580 a month, to get or keep this coverage, unless they are exempt (for example, parents of a child 13 or under, people with a disability, and pregnant women). Where to apply.

Medical Assistance and CHIP income limits in Pennsylvania (as of October 2026)
Who% of poverty1 person2 people3 people4 people
Babies under 1220%$2,926$3,967$5,009$6,050
Children 1 to 5162%$2,155$2,921$3,688$4,455
Children 6 to 18138%$1,835$2,489$3,142$3,795
Children in CHIP319%$4,243$5,753$7,263$8,773
Pregnant women220%$2,926$3,967$5,009$6,050
Parents and caretakers138%$1,835$2,489$3,142$3,795
Other adults 19 to 64138%$1,835$2,489$3,142$3,795

Monthly income before taxes, counted the way Medicaid counts it (modified adjusted gross income); a pregnant woman counts the baby she expects. The percents include the 5 points of income Medicaid disregards.

Sources: MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); Changes Coming to Medicaid in Pennsylvania in January 2027 (PA DHS) (State of Pennsylvania site (www.pa.gov)); Medicaid/Medical Assistance for Children and Pregnant Women (PA DHS) (State of Pennsylvania site (www.pa.gov)); CHIP Eligibility and Benefits (PA DHS) (State of Pennsylvania site (www.pa.gov)); MA Eligibility Handbook 312.1 General Policy (updated January 13, 2025) (State of Pennsylvania site (services.dpw.state.pa.us)); Medicaid/Medical Assistance for Children and Pregnant Women (PA DHS) (State of Pennsylvania site (www.pa.gov)); Changes Coming to Medicaid in Pennsylvania in January 2027 (PA DHS) (State of Pennsylvania site (www.pa.gov)); Medicaid Program; Community Engagement Requirement for Certain Individuals, interim final rule with comment period, 91 FR 33348 (3 June 2026), CMS-2454-IFC, RIN 0938-AV98, effective 31 July 2026 (Centers for Medicare & Medicaid Services via the Federal Register (read as the govinfo.gov PDF)); Public Law 119-21 (4 July 2025; 'One Big Beautiful Bill Act'; CMS now calls it the 'Working Families Tax Cut' legislation), Title VII Subtitle B Chapter 1 sections 71101-71121 (Medicaid) and 71201, 71301-71303 (U.S. Congress via the Government Publishing Office). Checked October 31, 2026.

Pennsylvania Temporary Assistance for Needy Families

Cash help for families with children. Where to apply.

Source: TANF Programs by State (Help for Families map) (HHS/ACF/Office of Family Assistance). Checked October 31, 2026.

Child Care Works

Help paying for child care while parents work or study. Where to apply.

Source: Child Care Works (CCW) program page: income guidelines (May 2026), eligibility, ages, waiting list sentence (Pennsylvania Department of Human Services). Checked October 31, 2026.

Low-Income Home Energy Assistance Program

Help with heating and cooling bills, while the year's money lasts.

Source: COMMONWEALTH OF PENNSYLVANIA (2027 LIHEAP State Plan (DHS proposed program parameters)) (Pennsylvania Department of Human Services). Checked October 31, 2026.

Phone numbers and where to go in Pennsylvania

Each number and address below is the one Pennsylvania's own page printed when we checked it, with that page and the day under it. Where we could not read the state's page, it says "Not checked yet". Numbers change: if one does not work, the state's main page has the current one.

Applying is free. Start from the addresses here or the state's own page, not an ad or a link someone texts you, and never pay anyone to apply for you. Is this real?

Start here

Pennsylvania's benefits website

Online
COMPASS compass.dhs.pa.govCOMPASS (also the myCOMPASS PA mobile app; status tracker at trackmybenefits.pa.gov)Source: pa.gov, checked November 1, 2026
Call
1-800-692-7462 DHS HelpLine: questions about SNAP, cash assistance or other benefitsPennsylvania Relay 1-800-451-5886 (hearing impairment)1-877-395-8930 Statewide Customer Service Center (215-560-7226 in Philadelphia): questions about applying for Medicaid; lost SUN Bucks/EBT card replacementSource: pa.gov, checked November 1, 2026

SNAP (food benefits)

Supplemental Nutrition Assistance Program (SNAP)

Pennsylvania Department of Human Services (DHS); applications handled by county assistance offices (CAO)

Call
1-800-692-7462 DHS HelpLine: questions about SNAP, cash assistance or other benefitsPennsylvania Relay 1-800-451-5886 (hearing impairment)1-877-395-8930 Statewide Customer Service Center (215-560-7226 in Philadelphia): questions about applying for Medicaid; lost SUN Bucks/EBT card replacementSource: pa.gov, checked November 1, 2026
Apply
Where to apply compass.dhs.pa.govSource: pa.gov, checked November 1, 2026

Medicaid and CHIP

Medicaid (called Medical Assistance in Pennsylvania); managed care = HealthChoices

Pennsylvania Department of Human Services (DHS); applications at county assistance offices

Call
1-866-550-4355 Consumer Service Center for Health Care Coverage (apply for Medicaid by phone)1-800-986-KIDS (5437) CHIP helpline (application assistance by phone; select prompt No. 2, then prompt No. 1)Source: pa.gov, checked November 1, 2026
Apply
Where to apply compass.dhs.pa.govSource: pa.gov, checked November 1, 2026

TANF cash help

Temporary Assistance for Needy Families (TANF), also called cash assistance

Pennsylvania Department of Human Services (DHS); county assistance offices

Call
1-800-692-7462 DHS HelpLine (questions about cash assistance)Source: pa.gov, checked November 1, 2026
Apply
Where to apply compass.dhs.pa.govSource: pa.gov, checked November 1, 2026

WIC

Pennsylvania WIC (Special Supplemental Nutrition Program for Women, Infants and Children)

Pennsylvania Department of Health, Bureau of WIC

Call
1-800-WIC-WINS toll-free WIC Hotline: connects you to WIC office staff who schedule your appointmentSource: pawic.com, checked November 1, 2026
Apply
Where to apply pawic.comSource: pawic.com, checked November 1, 2026
Clinics
Find a WIC clinic pawic.comSource: pawic.com, checked November 1, 2026

Child care help

Child Care Works (CCW)

Pennsylvania DHS; payments managed by the Early Learning Resource Center (ELRC) in each county

Call
1-877-4-PA-KIDS (1-877-472-5437) Child Care Works helplineSource: pa.gov, checked November 1, 2026
Apply
Where to apply compass.dhs.pa.govSource: pa.gov, checked November 1, 2026
Open or closed
Not checked yet Start at the state's main benefits website: COMPASS compass.dhs.pa.govSource: pa.gov, checked November 1, 2026

Help with energy bills (LIHEAP)

Low-Income Home Energy Assistance Program (LIHEAP)

Pennsylvania Department of Human Services (DHS); county assistance offices

Call
1-866-857-7095 LIHEAP HotlineIndividuals with hearing impairments may call 711Source: pa.gov, checked November 1, 2026
Apply
Where to apply compass.dhs.pa.govSource: pa.gov, checked November 1, 2026
Open or closed
Not open yet The 2026-2027 LIHEAP Season is scheduled to open on November 2, 2026.While you wait, the calculator above shows what else your household can likely get now.Source: pa.gov, checked November 1, 2026

Your benefits card (EBT)

Pennsylvania Access Card (EBT)

Call
1-888-EBT-PENN (1-888-328-7366) EBT Recipient Hotline: balances, where the card can be used, report lost/stolen, card does not work, PINHours: 24 hours a day, seven days a weekSource: pa.gov, checked November 1, 2026
Card account
The card's website connectebt.comSource: pa.gov, checked November 1, 2026
Lost or stolen
Call the EBT Recipient Hotline (1-888-328-7366, 24/7) to report a lost or stolen card. For stolen benefits, ask DHS' EBT contractor Conduent (888-328-7366) or the local county assistance office for a replacement card as soon as possible; replacement fees are waived when electronic theft is reported. Benefits stolen after December 20, 2024 cannot be reissued by DHS.Source: pa.gov, checked November 1, 2026

Keep your PIN to yourself and change it often. The federal program that paid back SNAP stolen by card skimming covered thefts only up to December 20, 2024 (Georgia DFCS), so lock your card in its app when you can and report a lost card at once. How to protect your card

How to ask for a hearing in Pennsylvania

If you think a decision on your benefits is wrong, you can ask for a fair hearing: a meeting with someone outside the office that decided. Asking is free. Here is how Pennsylvania says to ask, program by program.

Federal rules set the outer limits: a SNAP household can ask about anything the office did in the past 90 days (7 CFR 273.15), and for Medicaid a state must allow a reasonable time of up to 90 days from the day the notice was mailed (42 CFR 431.221), so a state can set a shorter Medicaid limit. Whether your benefits keep coming while you wait depends on how soon you ask: your notice says by when. Only the agency and the hearing officer decide your case.

SNAP

How to ask
Oral appeal allowed for SNAP (otherwise in writing); file with the county assistance office / office that sent the notice; follow the notice's instructions
Phone
717-783-3950 (BHA, Harrisburg)
Who hears it
Bureau of Hearings and Appeals (BHA), PA DHS; appeals are filed with the program office (county assistance office) that sent the notice, which forwards them to BHA

Source: pa.gov, checked November 1, 2026

Medicaid

How to ask
In writing (filed with the program office that sent the notice); follow the notice's instructions
Phone
717-783-3950 (BHA, Harrisburg)
Who hears it
Bureau of Hearings and Appeals (BHA), PA DHS; appeals are filed with the program office (county assistance office) that sent the notice, which forwards them to BHA

Source: pa.gov, checked November 1, 2026

TANF cash help

How to ask
In writing, filed with the county assistance office / office that sent the notice; follow the notice's instructions
Phone
717-783-3950 (BHA, Harrisburg)
Who hears it
Bureau of Hearings and Appeals (BHA), PA DHS; appeals are filed with the program office (county assistance office) that sent the notice, which forwards them to BHA

Source: pa.gov, checked November 1, 2026

Each state sets the days its SNAP benefits arrive. This is Pennsylvania's rule as its own page states it; the exact day for your case is on your approval notice. SSI, Social Security and tax refund dates, and every state's SNAP rule, are on the payment dates page.

Supplemental Nutrition Assistance Program (SNAP) (SNAP)

SNAP benefits are issued onto EBT cards monthly, and the issuance schedule for SNAP benefits varies by county.

Source: pa.gov, checked November 1, 2026

Summer EBT (SUN Bucks) in 2026

Pennsylvania took part in 2026, paying $120 for each child who qualified. The state calls it SUN Bucks (Pennsylvania's Summer EBT program).

SUN Bucks, Pennsylvania’s Summer EBT program, is a new grocery benefits program that provides households with a one-time payment of $120 for each eligible child

Source: pa.gov, checked November 1, 2026

Free help from a person in Pennsylvania

These are free. None of them can approve benefits, but they can help you apply, answer a letter or get ready for a hearing.

Any question

211

A free line run by more than 200 local groups across the country, such as United Ways.

Call
211 Free help finding local services, such as food, housing, bills and health careSource: 211.org, checked November 1, 2026
Online
PA 211 pa211.orgSource: pa211.org, checked November 1, 2026

Medicare questions

PA MEDI – Pennsylvania Medicare Education and Decision Insight

Free, one-to-one help with Medicare from Pennsylvania's State Health Insurance Assistance Program (SHIP).

Call
1-800-783-7067Source: shiphelp.org, checked November 1, 2026
Online
Its website pa.gov

A denial, a cut, an eviction

Free legal aid

Legal aid groups in Pennsylvania paid by the Legal Services Corporation, which Congress set up to fund civil legal help for people with low incomes.

Groups
Legal Aid of Southeastern Pennsylvania; MidPenn Legal Services, Inc.; Neighborhood Legal Services Association; North Penn Legal Services, Inc.; Northwestern Legal Services; Philadelphia Legal Assistance Center; Summit Legal AidSource: lsc.gov, checked November 1, 2026

Immigration questions

Free or low-cost immigration legal help

Nonprofit groups the Justice Department has recognized to give immigration legal help, with their accredited representatives. A notary public ("notario") is not a lawyer in the United States and cannot represent you (USCIS).

The list
Recognized organizations by state justice.govPennsylvania is under the heading PENNSYLVANIA, on pages 127–131; the list says it was updated October 25, 2026.Source: justice.gov, checked November 1, 2026

Taxes and tax credits

Free tax help (VITA and TCE)

IRS-trained volunteers prepare tax returns free for people who qualify, which matters for the EITC and the Child Tax Credit.

Call
800-906-9887 IRS: find the nearest VITA or TCE siteSource: irs.gov, checked November 1, 2026

Updated