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West Virginia Benefits Calculator: SNAP, Medicaid, CHIP and Other Income Limits (2026–27)

West Virginia benefit figures: $4,554 (SNAP gross income limit, 3 people, a month); $6,944 (Children’s Medicaid or CHIP limit, family of 3, a month); and a line of a single parent's money left each month at every level of pay, dropping where a benefit ends
In West Virginia, SNAP’s gross income limit for 3 people is $4,554 a month, and children keep Medicaid or CHIP up to $6,944 a month in a family of 3.

Work out your household in West Virginia

Who lives with you
For housing help, which is set county by county.

Everyone who lives with you and shares meals.

A partner you are not married to goes in as another adult: they file their own tax return. If they are a parent of a child here, tick "Parent of a child here".

Children are worked out on their own: Medicaid and CHIP cover children at higher incomes than parents in most states (42 CFR 435.118), and an adult can apply for a child without applying for themselves (42 CFR 435.907).

Optional. For FDPIR, the USDA Foods program some Tribes run beside SNAP.

Money coming in

Before tax. Leave a box blank when there is none.

Bank accounts and cash, not your home or one car.

Have savings? SSI's limit is $2,000, or $3,000 for a couple (20 CFR 416.1205), but WIC has no savings test (7 CFR 246.7(c)).

Have a car? SSI leaves out one car used to get around (20 CFR 416.1218), and Medicaid that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

Costs each month
The whole rent, even if a voucher pays part. In public housing, what you pay.
So you can work or study.
Counts only for people 60 or older or with a disability.

Own your home? The home you live in does not count for SNAP (7 CFR 273.8(e)(1)) or SSI (20 CFR 416.1212), and Medicaid for children, pregnant women, parents and adults under 65 that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

What you have now

Programs you already get can have different rules for staying on them.

The second-lowest-cost silver plan for everyone here who needs coverage. HealthCare.gov's tax tool shows it for your ZIP code. With it, the marketplace tax credit shows in dollars.

Worked out in your browser. Nothing you type is sent or saved.

Your month

Start with your state

Then add who lives with you and the money coming in. Everything is worked out here in your browser; nothing you type is sent or saved.

West Virginia income limits at a glance

West Virginia: monthly income limits and amounts by household size (number of people across the top)
Program12345678
SNAPGross income limit (200% of poverty)$2,660$3,607$4,554$5,500$6,447$7,394$8,340$9,287
SNAPMost SNAP a month$306$562$808$1,023$1,217$1,463$1,616$1,841
MedicaidAdults 19 to 64 (138% of poverty)$1,835$2,489$3,142$3,795$4,448$5,101$5,755$6,408
MedicaidPregnant women (190% of poverty, counting the baby)$2,527$3,426$4,326$5,225$6,124$7,024$7,923$8,822
Medicaid and CHIPChildren 6 to 18 (305% of poverty)$4,057$5,500$6,944$8,388$9,831$11,275$12,719$14,162
WICIncome limit (185% of poverty)$2,461$3,337$4,212$5,088$5,964$6,839$7,715$8,591
School mealsFree meals (130% of poverty)$1,729$2,345$2,960$3,575$4,191$4,806$5,421$6,037
Energy help (LIHEAP)Income limit$2,550$3,335$4,120$4,904$5,689$6,474$6,621$6,965

Income is before taxes. Each program counts income its own way (some take off deductions first), so a household just over a limit here can still qualify: the calculator works it out properly.

Sources: SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo and tables, signed August 21, 2026) (USDA Food and Nutrition Administration (formerly Food and Nutrition Service)); 7 CFR 273.9 Income and deductions (eCFR up to date as of 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.10 Determining household eligibility and benefit levels (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.8 Resource eligibility standards (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); Public Law 119-21 (the "One Big Beautiful Bill Act"), 4 July 2025, Title I Subtitle A "Nutrition", sections 10101-10108 (139 Stat. 81-85) (U.S. Government Publishing Office (govinfo)); West Virginia Income Maintenance Manual (IMM), full manual PDF - Chapter 1 section 1.4.17.C, Chapter 4 sections 4.4.2.B.6 and 4.4.2.C.1, Appendix B (West Virginia Department of Human Services, Bureau for Family Assistance); SNAP - West Virginia Bureau for Family Assistance (West Virginia Department of Human Services, Bureau for Family Assistance); MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); West Virginia Income Maintenance Manual (DoHS Bureau for Family Assistance), current PDF created 2026-10-05 (State of West Virginia site (bfa.wv.gov)); Your Guide to Medicaid 2026 (BMS, Effective April 1, 2026), copy linked from bms.wv.gov (State of West Virginia site (bms.wv.gov)); WVCHIP Eligibility page with income guidelines (State of West Virginia site (chip.wv.gov)); Your Guide to Medicaid 2026 (BMS, Effective April 1, 2026), copy linked from bms.wv.gov (State of West Virginia site (bms.wv.gov)); Income Maintenance Manual landing page (BFA) (State of West Virginia site (bfa.wv.gov)); News: DoHS outlines steps for Medicaid members ahead of 2027 eligibility changes (August 27, 2026) (State of West Virginia site (bms.wv.gov)); Medicaid Program; Community Engagement Requirement for Certain Individuals, interim final rule with comment period, 91 FR 33348 (3 June 2026), CMS-2454-IFC, RIN 0938-AV98, effective 31 July 2026 (Centers for Medicare & Medicaid Services via the Federal Register (read as the govinfo.gov PDF)); Public Law 119-21 (4 July 2025; 'One Big Beautiful Bill Act'; CMS now calls it the 'Working Families Tax Cut' legislation), Title VII Subtitle B Chapter 1 sections 71101-71121 (Medicaid) and 71201, 71301-71303 (U.S. Congress via the Government Publishing Office); Special Supplemental Nutrition Program for Women, Infants, and Children (WIC): 2026/2027 Income Eligibility Guidelines (91 FR 23050-23052, FR Doc. 2026-08323, 29 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); The Food and Nutrition Assistance Landscape: Fiscal Year 2025 Annual Report (Economic Information Bulletin 304, June 2026) (USDA Economic Research Service); Child Nutrition Programs: Income Eligibility Guidelines (91 FR 17932-17935, FR Doc. 2026-06842, 9 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); West Virginia Department of Human Services LIEAP Fact Sheet FY 2027 (West Virginia Department of Human Services, Bureau for Family Assistance). Checked October 31, 2026.

Where the cliffs are for a West Virginia family

Worked exampleA single parent with two children (ages 4 and 8), paying $1,100 rent, heating, and $700 a month for child care
$0$2k$4k$6k$0 pay$2k$4k$6k−$146/mo$0$2k$4k$6k$0 pay$2.5k$5k−$146/mo
  • $4,555 a month: SNAP, WIC, Lifeline end or drop, and the family has $146 less a month than just below it.

Worked out by this site's calculator with West Virginia's rules as of November 1, 2026. Money left means pay, and benefits counted as money, after federal taxes, the child care bill and health insurance premiums. Your own household will differ: put it in the calculator above.

Each program in West Virginia

SNAP

West Virginia lets every household with gross income up to 200% of the poverty line (no limit on savings) apply (broad-based categorical eligibility). The amount still depends on income after deductions. A household that pays for heating or cooling counts a standard utility allowance of $536 a month with its rent. Where to apply.

Sources: West Virginia Income Maintenance Manual (IMM), full manual PDF - Chapter 1 section 1.4.17.C, Chapter 4 sections 4.4.2.B.6 and 4.4.2.C.1, Appendix B (West Virginia Department of Human Services, Bureau for Family Assistance); SNAP - West Virginia Bureau for Family Assistance (West Virginia Department of Human Services, Bureau for Family Assistance). Checked October 31, 2026.

West Virginia Medicaid and WVCHIP

West Virginia has expanded Medicaid, so adults 19 to 64 qualify up to 138% of the poverty line. From January 1, 2027, adults 19 to 64 covered through West Virginia’s Medicaid expansion must show 80 hours a month of work, community service, a work program or half-time school, or household income of at least $580 a month, to get or keep this coverage, unless they are exempt (for example, parents of a child 13 or under, people with a disability, and pregnant women). Where to apply.

West Virginia Medicaid and WVCHIP income limits in West Virginia (as of October 2026)
Who% of poverty1 person2 people3 people4 people
Babies under 1163%$2,168$2,939$3,711$4,483
Children 1 to 5146%$1,942$2,633$3,324$4,015
Children 6 to 18138%$1,835$2,489$3,142$3,795
Children in CHIP305%$4,057$5,500$6,944$8,388
Pregnant women190%$2,527$3,426$4,326$5,225
Parents and caretakers138%$1,835$2,489$3,142$3,795
Other adults 19 to 64138%$1,835$2,489$3,142$3,795

Monthly income before taxes, counted the way Medicaid counts it (modified adjusted gross income); a pregnant woman counts the baby she expects. The percents include the 5 points of income Medicaid disregards.

Sources: MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); West Virginia Income Maintenance Manual (DoHS Bureau for Family Assistance), current PDF created 2026-10-05 (State of West Virginia site (bfa.wv.gov)); Your Guide to Medicaid 2026 (BMS, Effective April 1, 2026), copy linked from bms.wv.gov (State of West Virginia site (bms.wv.gov)); WVCHIP Eligibility page with income guidelines (State of West Virginia site (chip.wv.gov)); Your Guide to Medicaid 2026 (BMS, Effective April 1, 2026), copy linked from bms.wv.gov (State of West Virginia site (bms.wv.gov)); Income Maintenance Manual landing page (BFA) (State of West Virginia site (bfa.wv.gov)); News: DoHS outlines steps for Medicaid members ahead of 2027 eligibility changes (August 27, 2026) (State of West Virginia site (bms.wv.gov)); Medicaid Program; Community Engagement Requirement for Certain Individuals, interim final rule with comment period, 91 FR 33348 (3 June 2026), CMS-2454-IFC, RIN 0938-AV98, effective 31 July 2026 (Centers for Medicare & Medicaid Services via the Federal Register (read as the govinfo.gov PDF)); Public Law 119-21 (4 July 2025; 'One Big Beautiful Bill Act'; CMS now calls it the 'Working Families Tax Cut' legislation), Title VII Subtitle B Chapter 1 sections 71101-71121 (Medicaid) and 71201, 71301-71303 (U.S. Congress via the Government Publishing Office). Checked October 31, 2026.

West Virginia Works

Cash help for families with children. Where to apply.

Source: TANF Programs by State (Help for Families map) (HHS/ACF/Office of Family Assistance). Checked October 31, 2026.

Low Income Energy Assistance Program

Help with heating and cooling bills, while the year's money lasts.

Source: West Virginia Department of Human Services LIEAP Fact Sheet FY 2027 (West Virginia Department of Human Services, Bureau for Family Assistance). Checked October 31, 2026.

Phone numbers and where to go in West Virginia

Each number and address below is the one West Virginia's own page printed when we checked it, with that page and the day under it. Where we could not read the state's page, it says "Not checked yet". Numbers change: if one does not work, the state's main page has the current one.

Applying is free. Start from the addresses here or the state's own page, not an ad or a link someone texts you, and never pay anyone to apply for you. Is this real?

Start here

West Virginia's benefits website

Online
WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Call
1-877-716-1212 DoHS Customer Service Reporting Center (report changes; general questions)Hours: Monday-Friday: 8:00 AM - 5:00 PMSource: bfa.wv.gov, checked November 1, 2026

SNAP (food benefits)

SNAP (Supplemental Nutrition Assistance Program)

West Virginia Department of Human Services (DoHS), Bureau for Family Assistance

Call
1-877-716-1212 DoHS Customer Service Center (SNAP reporting requirements)Hours: Monday-Friday: 8:00 AM - 5:00 PM1-800-642-8589 Client Services, for a SNAP complaint to the Bureau for Family AssistanceSource: bfa.wv.gov, checked November 1, 2026
Apply
Where to apply wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026

Medicaid and CHIP

West Virginia Medicaid

West Virginia Department of Human Services, Bureau for Medical Services (BMS)

Call
1-877-716-1212 DoHS hotline: questions, guidance, report a change, apply for some types of Medicaid and WVCHIP1-800-642-8589 Office of Client Services toll free (request a home visit to take an application)1-800-318-2596 Federal Health Insurance Marketplace helpline, 24 hoursSource: bms.wv.gov, checked November 1, 2026
Apply
Where to apply wvpath.wv.govSource: bms.wv.gov, checked November 1, 2026

TANF cash help

WV WORKS

West Virginia Department of Human Services (DoHS), Bureau for Family Assistance

Call
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Apply
Where to apply wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026

WIC

West Virginia WIC

Call
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Apply
Where to apply wvwichousehold.wvdhhr.orgSource: dhhr.wv.gov, checked November 1, 2026
Clinics
Find a WIC clinic dhhr.wv.govSource: dhhr.wv.gov, checked November 1, 2026

Child care help

Child Care Assistance

West Virginia Department of Human Services, Bureau for Family Assistance (Early Care and Education)

Call
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Apply
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Open or closed
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026

Help with energy bills (LIHEAP)

Low Income Energy Assistance Program (LIEAP)

West Virginia Department of Human Services (DoHS), Bureau for Family Assistance, Division of Family Assistance Policy

Call
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Apply
Where to apply wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026
Open or closed
Not open yet Emergency LIEAP opening will be announced. Below are the LIEAP income guidelinesWhile you wait, the calculator above shows what else your household can likely get now.Source: bfa.wv.gov, checked November 1, 2026

Your benefits card (EBT)

Mountain State Card

Call
1-866-545-6502 EBT Helpline: check balances, report lost/stolen cardsHours: 24 hours, toll-freeSource: bfa.wv.gov, checked November 1, 2026
Card account
The card's website ebtedge.comSource: bfa.wv.gov, checked November 1, 2026
Lost or stolen
Call 1-866-545-6502 immediately; replacement card sent within 7-10 business daysSource: bfa.wv.gov, checked November 1, 2026

Keep your PIN to yourself and change it often. The federal program that paid back SNAP stolen by card skimming covered thefts only up to December 20, 2024 (Georgia DFCS), so lock your card in its app when you can and report a lost card at once. How to protect your card

How to ask for a hearing in West Virginia

If you think a decision on your benefits is wrong, you can ask for a fair hearing: a meeting with someone outside the office that decided. Asking is free. Here is how West Virginia says to ask, program by program.

Federal rules set the outer limits: a SNAP household can ask about anything the office did in the past 90 days (7 CFR 273.15), and for Medicaid a state must allow a reasonable time of up to 90 days from the day the notice was mailed (42 CFR 431.221), so a state can set a shorter Medicaid limit. Whether your benefits keep coming while you wait depends on how soon you ask: your notice says by when. Only the agency and the hearing officer decide your case.

SNAP

How to ask
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026

Medicaid

How to ask
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026

TANF cash help

How to ask
Not checked yet Start at the state's main benefits website: WV PATH wvpath.wv.govSource: bfa.wv.gov, checked November 1, 2026

Each state sets the days its SNAP benefits arrive. This is West Virginia's rule as its own page states it; the exact day for your case is on your approval notice. SSI, Social Security and tax refund dates, and every state's SNAP rule, are on the payment dates page.

SNAP

Not checked yet West Virginia's own page with its SNAP payment days could not be read, or it prints no rule. The day is on your approval notice; the state's EBT line can tell you too.

Summer EBT (SUN Bucks) in 2026

West Virginia took part in 2026. The state calls it Summer EBT (SEBT).

Summer EBT is returning to West Virginia in 2026. Students who are considered automatically eligible will receive SEBT on June 1, 2026. Unsure if your student is automatically eligible for

Source: bfa.wv.gov, checked November 1, 2026

Free help from a person in West Virginia

These are free. None of them can approve benefits, but they can help you apply, answer a letter or get ready for a hearing.

Any question

211

A free line run by more than 200 local groups across the country, such as United Ways.

Call
211 Free help finding local services, such as food, housing, bills and health careSource: 211.org, checked November 1, 2026
Online
West Virginia 211 wv211.orgSource: 211.org, checked November 1, 2026

Medicare questions

State Health Insurance Assistance Program (SHIP)

Free, one-to-one help with Medicare from West Virginia's State Health Insurance Assistance Program (SHIP).

Call
1-877-987-4463Source: shiphelp.org, checked November 1, 2026
Online
Its website wvship.org

A denial, a cut, an eviction

Free legal aid

Legal aid groups in West Virginia paid by the Legal Services Corporation, which Congress set up to fund civil legal help for people with low incomes.

Groups
Legal Aid of West Virginia, Inc.Source: lsc.gov, checked November 1, 2026

Taxes and tax credits

Free tax help (VITA and TCE)

IRS-trained volunteers prepare tax returns free for people who qualify, which matters for the EITC and the Child Tax Credit.

Call
800-906-9887 IRS: find the nearest VITA or TCE siteSource: irs.gov, checked November 1, 2026

Updated