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Wisconsin Benefits Calculator: SNAP, Medicaid, CHIP and Other Income Limits (2026–27)

Wisconsin benefit figures: $4,554 (SNAP gross income limit, 3 people, a month); $6,967 (Children’s Medicaid or CHIP limit, family of 3, a month); and a line of a single parent's money left each month at every level of pay, dropping where benefits end
In Wisconsin, SNAP’s gross income limit for 3 people is $4,554 a month, and children keep Medicaid or CHIP up to $6,967 a month in a family of 3.

Work out your household in Wisconsin

Who lives with you
For housing help, which is set county by county.

Everyone who lives with you and shares meals.

A partner you are not married to goes in as another adult: they file their own tax return. If they are a parent of a child here, tick "Parent of a child here".

Children are worked out on their own: Medicaid and CHIP cover children at higher incomes than parents in most states (42 CFR 435.118), and an adult can apply for a child without applying for themselves (42 CFR 435.907).

Optional. For FDPIR, the USDA Foods program some Tribes run beside SNAP.

Money coming in

Before tax. Leave a box blank when there is none.

Bank accounts and cash, not your home or one car.

Have savings? SSI's limit is $2,000, or $3,000 for a couple (20 CFR 416.1205), but WIC has no savings test (7 CFR 246.7(c)).

Have a car? SSI leaves out one car used to get around (20 CFR 416.1218), and Medicaid that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

Costs each month
The whole rent, even if a voucher pays part. In public housing, what you pay.
So you can work or study.
Counts only for people 60 or older or with a disability.

Own your home? The home you live in does not count for SNAP (7 CFR 273.8(e)(1)) or SSI (20 CFR 416.1212), and Medicaid for children, pregnant women, parents and adults under 65 that goes by income alone has no savings test (42 U.S.C. 1396a(e)(14)(C)).

What you have now

Programs you already get can have different rules for staying on them.

The second-lowest-cost silver plan for everyone here who needs coverage. HealthCare.gov's tax tool shows it for your ZIP code. With it, the marketplace tax credit shows in dollars.

Worked out in your browser. Nothing you type is sent or saved.

Your month

Start with your state

Then add who lives with you and the money coming in. Everything is worked out here in your browser; nothing you type is sent or saved.

Wisconsin income limits at a glance

Wisconsin: monthly income limits and amounts by household size (number of people across the top)
Program12345678
SNAPGross income limit (200% of poverty)$2,660$3,607$4,554$5,500$6,447$7,394$8,340$9,287
SNAPMost SNAP a month$306$562$808$1,023$1,217$1,463$1,616$1,841
MedicaidParents (100% of poverty)$1,330$1,803$2,277$2,750$3,223$3,697$4,170$4,643
MedicaidPregnant women (306% of poverty, counting the baby)$4,070$5,518$6,967$8,415$9,863$11,312$12,760$14,209
Medicaid and CHIPChildren 6 to 18 (306% of poverty)$4,070$5,518$6,967$8,415$9,863$11,312$12,760$14,209
WICIncome limit (185% of poverty)$2,461$3,337$4,212$5,088$5,964$6,839$7,715$8,591
School mealsFree meals (130% of poverty)$1,729$2,345$2,960$3,575$4,191$4,806$5,421$6,037
Energy help (LIHEAP)Income limit$3,322$4,344$5,366$6,388$7,411$8,433$8,624$8,816

Income is before taxes. Each program counts income its own way (some take off deductions first), so a household just over a limit here can still qualify: the calculator works it out properly.

Sources: SNAP – Fiscal Year 2027 Cost-of-Living Adjustments (memo and tables, signed August 21, 2026) (USDA Food and Nutrition Administration (formerly Food and Nutrition Service)); 7 CFR 273.9 Income and deductions (eCFR up to date as of 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.10 Determining household eligibility and benefit levels (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); 7 CFR 273.8 Resource eligibility standards (eCFR 2026-10-29) (eCFR / National Archives (USDA rule)); Public Law 119-21 (the "One Big Beautiful Bill Act"), 4 July 2025, Title I Subtitle A "Nutrition", sections 10101-10108 (139 Stat. 81-85) (U.S. Government Publishing Office (govinfo)); FoodShare Handbook, Release 25-01 (P-16001 04/2025): 4.2.1 Categorical and Broad-Based Categorical Eligibility; 8.1.1.3 Asset Limits (Wisconsin Department of Health Services, Division of Medicaid Services); DMS Operations Memo 26-32: FoodShare Cost of Living Adjustments (FFY 2027) (Wisconsin Department of Health Services, Division of Medicaid Services); FoodShare: How to Apply (Wisconsin Department of Health Services); MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); Medicaid: BadgerCare Waiver (DHS, last revised December 26, 2025) (State of Wisconsin site (www.dhs.wisconsin.gov)); BadgerCare Plus: Income Guidelines (DHS, last revised July 10, 2026) (State of Wisconsin site (www.dhs.wisconsin.gov)); BadgerCare Plus: Full Coverage Medicaid (DHS, last revised August 31, 2026) (State of Wisconsin site (www.dhs.wisconsin.gov)); Medicaid: New Federal Work Requirement (DHS, last revised July 17, 2026) (State of Wisconsin site (www.dhs.wisconsin.gov)); Medicaid Program; Community Engagement Requirement for Certain Individuals, interim final rule with comment period, 91 FR 33348 (3 June 2026), CMS-2454-IFC, RIN 0938-AV98, effective 31 July 2026 (Centers for Medicare & Medicaid Services via the Federal Register (read as the govinfo.gov PDF)); Public Law 119-21 (4 July 2025; 'One Big Beautiful Bill Act'; CMS now calls it the 'Working Families Tax Cut' legislation), Title VII Subtitle B Chapter 1 sections 71101-71121 (Medicaid) and 71201, 71301-71303 (U.S. Congress via the Government Publishing Office); Special Supplemental Nutrition Program for Women, Infants, and Children (WIC): 2026/2027 Income Eligibility Guidelines (91 FR 23050-23052, FR Doc. 2026-08323, 29 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); The Food and Nutrition Assistance Landscape: Fiscal Year 2025 Annual Report (Economic Information Bulletin 304, June 2026) (USDA Economic Research Service); Child Nutrition Programs: Income Eligibility Guidelines (91 FR 17932-17935, FR Doc. 2026-06842, 9 Apr 2026) (USDA Food and Nutrition Service (Federal Register notice)); Press Release: Wisconsin Home Energy Assistance Program Open for Applications (October 1, 2026), with 'Income Guidelines for 2026-27 Program Year' (Wisconsin Department of Administration (Division of Energy, Housing and Community Resources)). Checked October 31, 2026.

Where the cliffs are for a Wisconsin family

Worked exampleA single parent with two children (ages 4 and 8), paying $1,100 rent, heating, and $700 a month for child care
$0$2k$4k$6k$0 pay$2k$4k$6k−$264/mo−$36/mo$0$2k$4k$6k$0 pay$2.5k$5k−$264/mo−$36/mo
  • $4,555 a month: SNAP, WIC, Lifeline end or drop, and the family has $264 less a month than just below it.
  • $5,367 a month: Energy help ends or drops, and the family has $36 less a month than just below it.

Worked out by this site's calculator with Wisconsin's rules as of November 1, 2026. Money left means pay, and benefits counted as money, after federal taxes, the child care bill and health insurance premiums. Your own household will differ: put it in the calculator above.

Each program in Wisconsin

FoodShare (SNAP)

Wisconsin lets every household with gross income up to 200% of the poverty line (no limit on savings) apply (broad-based categorical eligibility). The amount still depends on income after deductions. A household that pays for heating or cooling counts a standard utility allowance of $930 a month with its rent. Where to apply.

Sources: FoodShare Handbook, Release 25-01 (P-16001 04/2025): 4.2.1 Categorical and Broad-Based Categorical Eligibility; 8.1.1.3 Asset Limits (Wisconsin Department of Health Services, Division of Medicaid Services); DMS Operations Memo 26-32: FoodShare Cost of Living Adjustments (FFY 2027) (Wisconsin Department of Health Services, Division of Medicaid Services); FoodShare: How to Apply (Wisconsin Department of Health Services). Checked October 31, 2026.

BadgerCare Plus and CHIP

Wisconsin has not expanded Medicaid, but it covers adults 19 to 64 up to 100% of the poverty line; above that, the marketplace tax credit starts at the poverty line, so there is no coverage gap. From January 1, 2027 for new applicants and from March 2027 for current members at renewal, BadgerCare Plus adults 19 to 64 without a child under 19 at home must show 80 hours a month of work, community service, a work program or half-time school, or household income of at least $580 a month, to get or keep this coverage, unless they are exempt (for example, parents of a child 13 or under, people with a disability, and pregnant women).

BadgerCare Plus and CHIP income limits in Wisconsin (as of October 2026)
Who% of poverty1 person2 people3 people4 people
Babies under 1306%$4,070$5,518$6,967$8,415
Children 1 to 5191%$2,540$3,444$4,348$5,253
Children 6 to 18156%$2,075$2,813$3,552$4,290
Children in CHIP306%$4,070$5,518$6,967$8,415
Pregnant women306%$4,070$5,518$6,967$8,415
Parents and caretakers100%$1,330$1,803$2,277$2,750
Other adults 19 to 64100%$1,330$1,803$2,277$2,750

Monthly income before taxes, counted the way Medicaid counts it (modified adjusted gross income); a pregnant woman counts the baby she expects. The percents include the 5 points of income Medicaid disregards.

Sources: MACStats Exhibit 35. Medicaid and CHIP Income Eligibility Levels as a Percentage of the Federal Poverty Level for Children and Pregnant Women by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); MACStats Exhibit 36. Medicaid Income Eligibility Levels as a Percentage of the Federal Poverty Level for Non-Aged, Non-Disabled, Non-Pregnant Adults by State, July 2025 (Medicaid and CHIP Payment and Access Commission (MACPAC), a federal agency); Medicaid: BadgerCare Waiver (DHS, last revised December 26, 2025) (State of Wisconsin site (www.dhs.wisconsin.gov)); BadgerCare Plus: Income Guidelines (DHS, last revised July 10, 2026) (State of Wisconsin site (www.dhs.wisconsin.gov)); BadgerCare Plus: Full Coverage Medicaid (DHS, last revised August 31, 2026) (State of Wisconsin site (www.dhs.wisconsin.gov)); Medicaid: New Federal Work Requirement (DHS, last revised July 17, 2026) (State of Wisconsin site (www.dhs.wisconsin.gov)); Medicaid Program; Community Engagement Requirement for Certain Individuals, interim final rule with comment period, 91 FR 33348 (3 June 2026), CMS-2454-IFC, RIN 0938-AV98, effective 31 July 2026 (Centers for Medicare & Medicaid Services via the Federal Register (read as the govinfo.gov PDF)); Public Law 119-21 (4 July 2025; 'One Big Beautiful Bill Act'; CMS now calls it the 'Working Families Tax Cut' legislation), Title VII Subtitle B Chapter 1 sections 71101-71121 (Medicaid) and 71201, 71301-71303 (U.S. Congress via the Government Publishing Office). Checked October 31, 2026.

Wisconsin Works (W-2)

Cash help for families with children: at most $653 a month for a family of three with no other income. Where to apply.

Sources: Wisconsin Works (W-2) page (Wisconsin Department of Children and Families); TANF Programs by State (Help for Families map) (HHS/ACF/Office of Family Assistance). Checked October 31, 2026.

Wisconsin Home Energy Assistance Program

Help with heating and cooling bills, while the year's money lasts.

Source: Press Release: Wisconsin Home Energy Assistance Program Open for Applications (October 1, 2026), with 'Income Guidelines for 2026-27 Program Year' (Wisconsin Department of Administration (Division of Energy, Housing and Community Resources)). Checked October 31, 2026.

Phone numbers and where to go in Wisconsin

Each number and address below is the one Wisconsin's own page printed when we checked it, with that page and the day under it. Where we could not read the state's page, it says "Not checked yet". Numbers change: if one does not work, the state's main page has the current one.

Applying is free. Start from the addresses here or the state's own page, not an ad or a link someone texts you, and never pay anyone to apply for you. Is this real?

Start here

Wisconsin's benefits website

Online
ACCESS access.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026

SNAP (food benefits)

FoodShare

Wisconsin Department of Health Services (DHS), applications handled by county/Tribal agencies

Call
Not checked yet Start at the state's main benefits website: ACCESS access.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026
Apply
Where to apply access.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026
Your case
Sign in to your account ebtedge.comSource: dhs.wisconsin.gov, checked November 1, 2026

Medicaid and CHIP

BadgerCare Plus

Wisconsin Department of Health Services (DHS), Division of Medicaid Services

Call
800-362-3002Source: dhs.wisconsin.gov, checked November 1, 2026
Apply
Where to apply access.wi.govSource: dhs.wisconsin.gov, checked November 1, 2026
Your case
Sign in to your account access.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026

TANF cash help

Wisconsin Works (W-2)

Wisconsin Department of Children and Families (DCF); services through local W-2 agencies

Call
855-757-4539 Wisconsin Works Customer Service LineSource: dcf.wisconsin.gov, checked November 1, 2026
Apply
Where to apply access.wisconsin.govSource: dcf.wisconsin.gov, checked November 1, 2026

WIC

Wisconsin WIC

Wisconsin Department of Health Services (DHS)

Call
800-642-7837 Well Badger Resource CenterHours: Monday-Friday, 7 a.m.-6 p.m.TTY and interpreter services are availableSource: dhs.wisconsin.gov, checked November 1, 2026
Apply
Where to apply wicfamily.wicvendorwi.orgSource: dhs.wisconsin.gov, checked November 1, 2026
Clinics
Find a WIC clinic dhs.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026

Child care help

Wisconsin Shares Child Care Subsidy Program

Wisconsin Department of Children and Families (DCF); local income maintenance agencies take applications

Call
1.888.947.6583 Milwaukee Enrollment Services (MilES), option 2 to apply for child care - Milwaukee County only; other counties: local agency per where-to-apply mapSource: dcf.wisconsin.gov, checked November 1, 2026
Apply
Where to apply dcf.wisconsin.govSource: dcf.wisconsin.gov, checked November 1, 2026
Your case
Sign in to your account access.wi.govSource: dcf.wisconsin.gov, checked November 1, 2026
Open or closed
Not checked yet Start at the state's main benefits website: ACCESS access.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026

Help with energy bills (LIHEAP)

Wisconsin Home Energy Assistance Program (WHEAP)

Call
1-866-HEATWIS (432-8947) Energy assistance information lineSource: energyandhousing.wi.gov, checked November 1, 2026
Apply
Where to apply energybenefit.wi.govSource: energyandhousing.wi.gov, checked November 1, 2026
Open or closed
What the state says Income Guidelines Households with income at or below the amounts shown may qualify during the 2026-2027 program year (October 1, 2026 - September 30, 2027). Based on 60% of Wisconsin'sSource: energyandhousing.wi.gov, checked November 1, 2026

Your benefits card (EBT)

Wisconsin QUEST card

Call
877-415-5164 QUEST Card Service: balance, lost/stolen/damaged card, replacement, disputes, security settingsSource: dhs.wisconsin.gov, checked November 1, 2026
Card account
The card's website ebtedge.comSource: dhs.wisconsin.gov, checked November 1, 2026
Lost or stolen
Call QUEST Card Service (877-415-5164) to report a lost, stolen or damaged card; a temporary card may be issued at your agencySource: dhs.wisconsin.gov, checked November 1, 2026

Keep your PIN to yourself and change it often. The federal program that paid back SNAP stolen by card skimming covered thefts only up to December 20, 2024 (Georgia DFCS), so lock your card in its app when you can and report a lost card at once. How to protect your card

How to ask for a hearing in Wisconsin

If you think a decision on your benefits is wrong, you can ask for a fair hearing: a meeting with someone outside the office that decided. Asking is free. Here is how Wisconsin says to ask, program by program.

Federal rules set the outer limits: a SNAP household can ask about anything the office did in the past 90 days (7 CFR 273.15), and for Medicaid a state must allow a reasonable time of up to 90 days from the day the notice was mailed (42 CFR 431.221), so a state can set a shorter Medicaid limit. Whether your benefits keep coming while you wait depends on how soon you ask: your notice says by when. Only the agency and the hearing officer decide your case.

SNAP

How to ask
In writing or in person with the agency named on your notice; for FoodShare the agency can take the request verbally; or write to DHA, PO Box 7875, Madison, WI 53707-7875
Who hears it
Wisconsin Department of Administration, Division of Hearings and Appeals (or the county/Tribal agency)
Deadline
Within 90 days of the agency's effective date for FoodShare, or at any time while you are getting FoodShare if you do not agree with the amount

Source: dhs.wisconsin.gov, checked November 1, 2026

Medicaid

How to ask
In writing or in person with the agency named on your notice; for FoodShare the agency can take the request verbally; or write to DHA, PO Box 7875, Madison, WI 53707-7875
Who hears it
Wisconsin Department of Administration, Division of Hearings and Appeals (or the county/Tribal agency)
Deadline
Within 45 days of the action's effective date for health care

Source: dhs.wisconsin.gov, checked November 1, 2026

TANF cash help

How to ask
Not checked yet Start at the state's main benefits website: ACCESS access.wisconsin.govSource: dhs.wisconsin.gov, checked November 1, 2026

Each state sets the days its SNAP benefits arrive. This is Wisconsin's rule as its own page states it; the exact day for your case is on your approval notice. SSI, Social Security and tax refund dates, and every state's SNAP rule, are on the payment dates page.

FoodShare (SNAP)

2nd through 15th of the month

We base the date you get your FoodShare benefits each month on the eighth digit of your Social Security number.

FoodShare: the day benefits arrive, as the state's page lists it
IfBenefits arrive on
8th digit of Social Security number is 02nd day of the month
8th digit of Social Security number is 13rd day of the month
8th digit of Social Security number is 25th day of the month
8th digit of Social Security number is 36th day of the month
8th digit of Social Security number is 48th day of the month
8th digit of Social Security number is 59th day of the month
8th digit of Social Security number is 611th day of the month
8th digit of Social Security number is 712th day of the month
8th digit of Social Security number is 814th day of the month
8th digit of Social Security number is 915th day of the month

Source: dhs.wisconsin.gov, checked November 1, 2026

Summer EBT (SUN Bucks) in 2026

Wisconsin took part in 2026, paying $120 for each child who qualified. The state calls it Summer EBT.

The main issuance of Summer EBT benefits occurred on Saturday, June 6, 2026. Since the first issuance, we have sent about $45 million in Summer EBT benefits to more than

Source: dhs.wisconsin.gov, checked November 1, 2026

Free help from a person in Wisconsin

These are free. None of them can approve benefits, but they can help you apply, answer a letter or get ready for a hearing.

Any question

211

A free line run by more than 200 local groups across the country, such as United Ways.

Call
211 Free help finding local services, such as food, housing, bills and health careSource: 211.org, checked November 1, 2026

Medicare questions

State Health Insurance Assistance Program (SHIP)

Free, one-to-one help with Medicare from Wisconsin's State Health Insurance Assistance Program (SHIP).

Call
1-800-242-1060TTY 711Source: shiphelp.org, checked November 1, 2026
Online
Its website dhs.wisconsin.gov

A denial, a cut, an eviction

Free legal aid

Legal aid groups in Wisconsin paid by the Legal Services Corporation, which Congress set up to fund civil legal help for people with low incomes.

Groups
Legal Action of Wisconsin, Inc.Source: lsc.gov, checked November 1, 2026

Immigration questions

Free or low-cost immigration legal help

Nonprofit groups the Justice Department has recognized to give immigration legal help, with their accredited representatives. A notary public ("notario") is not a lawyer in the United States and cannot represent you (USCIS).

The list
Recognized organizations by state justice.govWisconsin is under the heading WISCONSIN, on pages 156–158; the list says it was updated October 25, 2026.Source: justice.gov, checked November 1, 2026

Taxes and tax credits

Free tax help (VITA and TCE)

IRS-trained volunteers prepare tax returns free for people who qualify, which matters for the EITC and the Child Tax Credit.

Call
800-906-9887 IRS: find the nearest VITA or TCE siteSource: irs.gov, checked November 1, 2026

Updated